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Real Estate Dictionary: Tarrytown, Sleepy Hollow and Briarcliff Manor New York home buying, real estate listings, and homes for sale in Westchester County, NY

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Mary Case Friedner, REALTORŽ, real estate agent and broker for Tarrytown, Sleepy Hollow and Briarcliff Manor New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Case Friedner
Broker/Partner
Legends Realty Group, LLC
358 North Broadway
Sleepy Hollow, New York 10591
office: (914) 332-6300
Fax: (914) 332-6336
Cell: (914) 980-2912
Email: MaryCase@NUMBER1EXPERT.com
Hi there!!! May I be the first to welcome you to The Land of LegendsSleepy Hollow and Tarrytown, New York, plus the Hudson River villages and towns of Briarcliff Manor, Irvington, Dobbs Ferry, Hastings-on-Hudson, Ossining, and the charming hamlet of Pocantico Hills!!! To come here is to fall in love as I did in 1983, when I moved from Manhattan to Sleepy Hollow with my husband and infant son. A native North Carolinian, I came to New York fresh from The University of North Carolina at Charlotte, and followed my dream to be an actress and singer. This dream came true, and for 18 years I worked in the New York Theatre and on hundreds of TV and radio commercials. Since 1987, Ive been helping people reach their dreams in the world of Real Estate. Currently I am proudly serving on the Board of Directors of The Womens Council of Realtors/Empire Chapter, which I enjoy tremendously. From my very first year in Real Estate, I have been a consistent Top Producer in listing and selling homes in the Hudson River Villages. About 85- 90% of my business now comes from Personal Referrals and Repeat Business. I can only achieve this by giving outstanding customer service, both during and after the transaction, and by always making my clients best interest my top priority. It is a mission I take most seriously. I hold the designation of Accredited Buyer Representative, which means that if Im working with YOU as a BUYER, I work on YOUR behalf to get the best deal possible for YOU. For my SELLERS, I am excellent at marketing strategy and my goal for YOU is to get the absolute highest and best price for your home as quickly and easily as possible. My negotiation skills, my years of experience, my extensive knowledge and passion for the Hudson River area, and my deep caring for the happiness of my clients are some of my best assets. I hope to be your new best friend in Real Estate and the only Realtor youll ever need!!!

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