Tarrytown, Sleepy Hollow and Briarcliff Manor real estate and homes for sale in New York, rental properties - Mary Case Friedner, REALTOR® Mary Case Friedner REALTOR(r) for Tarrytown, Sleepy Hollow and Briarcliff Manor, New York real estate, rental properties - NUMBER1EXPERT™ Mary Case Friedner NUMBER1EXPERT(tm) for Tarrytown, Sleepy Hollow and Briarcliff Manor, New York real estate, rental properties
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Mary Case Friedner, REALTOR®, real estate agent and broker for Tarrytown, Sleepy Hollow and Briarcliff Manor New York home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Please call me directly at: 914-980-2912 or (914)332-6300, Ext. 105.





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Mortgage Calculators: Tarrytown, Sleepy Hollow and Briarcliff Manor New York home buying, real estate listings, and homes for sale in Westchester County, NY
Welcome > Resources > Mortgage Calculators > Balloon Mortgages ...

The Best Mortgage Calculators On the Web!
 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
 

Are Balloon Mortgages For You?

A balloon mortgage can be an excellent option for many home buyers. A balloon mortgage is usually rather short, with a term of five to seven years, but the payment is based on a term of 30 years. They often have a lower interest rate, and can be easier to qualify for than a traditional 30 year fixed mortgage. There is, however, a risk to consider. At the end of your loan term you will need to pay off your outstanding balance. This usually means you must refinance, sell your home or convert the balloon mortgage to a traditional mortgage at the current interest rates.

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Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common balloon mortgage terms are 5 years and 7 years. After the mortgage term is complete, you will then need to refinance or pay off the remaining balance.

Monthly payment
Monthly principal and interest payment (PI). The monthly payment is calculated using a 30 year term.

Total payments
Total of all monthly payments over the term of the balloon mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the term of the balloon mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.

Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment
This is the payment number that your prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation.

Savings
Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Mary Case Friedner, REALTOR®, real estate agent and broker for Tarrytown, Sleepy Hollow and Briarcliff Manor New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Case Friedner
Broker/Partner
Legends Realty Group, LLC
358 North Broadway
Sleepy Hollow, New York 10591
office: (914) 332-6300
Fax: (914) 332-6336
Cell: (914) 980-2912
Email: MaryCase@NUMBER1EXPERT.com

Hi there!!! May I be the first to welcome you to The Land of Legends…Sleepy Hollow and Tarrytown, New York, plus the Hudson River villages and towns of Briarcliff Manor, Irvington, Dobbs Ferry, Hastings-on-Hudson, Ossining, and the charming hamlet of Pocantico Hills!!! To come here is to fall in love as I did in 1983, when I moved from Manhattan to Sleepy Hollow with my husband and infant son. A native North Carolinian, I came to New York fresh from The University of North Carolina at Charlotte, and followed my dream to be an actress and singer. This dream came true, and for 18 years I worked in the New York Theatre and on hundreds of TV and radio commercials. Since 1987, I’ve been helping people reach their dreams in the world of Real Estate. Currently I am proudly serving on the Board of Directors of The Women’s Council of Realtors/Empire Chapter, which I enjoy tremendously. From my very first year in Real Estate, I have been a consistent Top Producer in listing and selling homes in the Hudson River Villages. About 85- 90% of my business now comes from Personal Referrals and Repeat Business. I can only achieve this by giving outstanding customer service, both during and after the transaction, and by always making my client’s best interest my top priority. It is a mission I take most seriously. I hold the designation of Accredited Buyer Representative, which means that if I’m working with YOU as a BUYER, I work on YOUR behalf to get the best deal possible for YOU. For my SELLERS, I am excellent at marketing strategy and my goal for YOU is to get the absolute highest and best price for your home as quickly and easily as possible. My negotiation skills, my years of experience, my extensive knowledge and passion for the Hudson River area, and my deep caring for the happiness of my clients are some of my best assets. I hope to be your “new best friend in Real Estate” and the only Realtor you’ll ever need!!!

ABREqual HousingMLSREALTORwcr


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