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Mortgage Prequalification: Tarrytown, Sleepy Hollow and Briarcliff Manor New York home buying, real estate listings, and homes for sale in Westchester County, NY

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Tarrytown, Sleepy Hollow and Briarcliff Manor Realtor to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

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Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Q	What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
A	The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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Mary Case Friedner, REALTORŽ, real estate agent and broker for Tarrytown, Sleepy Hollow and Briarcliff Manor New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Case Friedner
Broker/Partner
Legends Realty Group, LLC
358 North Broadway
Sleepy Hollow, New York 10591
office: (914) 332-6300
Fax: (914) 332-6336
Cell: (914) 980-2912
Email: MaryCase@NUMBER1EXPERT.com
Hi there!!! May I be the first to welcome you to The Land of LegendsSleepy Hollow and Tarrytown, New York, plus the Hudson River villages and towns of Briarcliff Manor, Irvington, Dobbs Ferry, Hastings-on-Hudson, Ossining, and the charming hamlet of Pocantico Hills!!! To come here is to fall in love as I did in 1983, when I moved from Manhattan to Sleepy Hollow with my husband and infant son. A native North Carolinian, I came to New York fresh from The University of North Carolina at Charlotte, and followed my dream to be an actress and singer. This dream came true, and for 18 years I worked in the New York Theatre and on hundreds of TV and radio commercials. Since 1987, Ive been helping people reach their dreams in the world of Real Estate. Currently I am proudly serving on the Board of Directors of The Womens Council of Realtors/Empire Chapter, which I enjoy tremendously. From my very first year in Real Estate, I have been a consistent Top Producer in listing and selling homes in the Hudson River Villages. About 85- 90% of my business now comes from Personal Referrals and Repeat Business. I can only achieve this by giving outstanding customer service, both during and after the transaction, and by always making my clients best interest my top priority. It is a mission I take most seriously. I hold the designation of Accredited Buyer Representative, which means that if Im working with YOU as a BUYER, I work on YOUR behalf to get the best deal possible for YOU. For my SELLERS, I am excellent at marketing strategy and my goal for YOU is to get the absolute highest and best price for your home as quickly and easily as possible. My negotiation skills, my years of experience, my extensive knowledge and passion for the Hudson River area, and my deep caring for the happiness of my clients are some of my best assets. I hope to be your new best friend in Real Estate and the only Realtor youll ever need!!!

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NUMBER1EXPERT™ in real estate for Tarrytown, Sleepy Hollow and Briarcliff Manor, New York, rental properties

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